How quickly it accumulates really depends on several things:

1. How much time you invest. If you come on everyday and attempt the three daily surveys everyday you could make at least 30-60 dollars a month and it wouldn't cost you a penny. The three surveys are .90, .90 and .50 per day and just require time and patience.

2. How much you are willing to do. If you are willing to take the time and energy needed to do the freebie offers you can make a good amount doing 2-5 of those a day and they don't require any money.

3. How much shopping you do. The quickest way to rack up the money is to purchase everything online through SR. They have so many great merchants and amazing coupons and cash back rates. These add up quickly. Many even have free shipping. I rarely shop in stores anymore because it is easier and I get cash back to do so on SR.

Good luck and feel free to ask questions if you have any!