Omg I can't believe it is the same song, different year for this. I just got off the phone with Disney to cancel my Dec trip that I postponed last year. Thankfully the nice CM was able to understand me through my tears. It is just heartbreaking for me to have to do it again b/c I was so looking forward to this trip. This was such a tough decision to make. We have the final payment, but after discussing our situation, my DH and I thought it was best to cancel and get what we have paid back and put into savings. With the economy being such as it is, I feel like it was the best decision for now. It doesn't make it hurt any less though. At least Sophie and I made it down for a week earlier this year. Eventually we WILL make it down for Christmas, I guess this year just wasn't meant to be.