I love cashing out for Pay Pal. I have a regular PP account and it's linked to a separate bank account. No fees to transfer money from PP to my bank. I don't have to decide which gift card to cash in for; the money is in the bank and I can choose to use it for anything I want. Right now I am saving for my next trip to WDW.
I know you can use PP when you shop on line; I prefer to pay by credit card to get the rewards.
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