Disney Visa Question

[m 'n c]

I already pay an annual fee on my Southwest card and my American Express. I think I'll stay with the free Visa.

I hate paying annual fees and if my Amex wasn't my 2nd oldest credit card I'd close it. We fly Southwest so that card is worth it for us since no other reward programs offer Southwest points/rewards.

It does sound like a good idea if you go to Disney every year though. Since we try and do different things each year we wouldn't want to be pinned down with a specific vacation destination reward credit card if that makes sense.

[PSL1013]

I got the survey too and got kicked out after they asked the question "would I be willing to pay an annual fee to use the card" when I said NO, that ended the survey. I don't want to pay any fees either, I like the card just the way it is.

[speechteachri]

I would do it for a once a year fee of $49 IF there was no limit on the amount of reward dollars you could earn on the card per calendar year. It would be worth it for me for the 2X rewards, since I pay everything I can on it and pay it off every month.

[PSL1013]

I would do it for a once a year fee of $49 IF there was no limit on the amount of reward dollars you could earn on the card per calendar year. It would be worth it for me for the 2X rewards, since I pay everything I can on it and pay it off every month.

I agree with you, I would definitely do it if they didn't limit the amount. I also put everything on this card and pay it off at the end of the month...it pays for almost two annual passes for us every year and if they 2x some of the rewards, it would be well worth it.

[chipndale]

I agree that if there wasn't a limit to the amount of reward dollars that you can earn, it would be worth it to have the card with the $49 annual fee. We put everything on the card and pay it off at the end of the month.

[Weluvdisny]

I feel the same way as you guys because I pay mine off every month too. I don't think it said anything about there being a yearly cap for the rewards.

For me, I seem to get the postcard in the mail alot for the bonus points already, w/o having to pay the annual fee. Sometimes the monthly cap is higher than others, so it doesn't work out to too many points. I'd like to be guaranteed the points with the premier card.

[speechteachri]

I feel the same way as you guys because I pay mine off every month too. I don't think it said anything about there being a yearly cap for the rewards.

For me, I seem to get the postcard in the mail alot for the bonus points already, w/o having to pay the annual fee. Sometimes the monthly cap is higher than others, so it doesn't work out to too many points. I'd like to be guaranteed the points with the premier card.

I don't know about the yearly cap anymore...I guess I am going to have to call...Cate said in an earlier post that she thinks they changed this. As far as the extra reward dollars that you get offers for in the mail, the only time this has really worked significantly to my advantage is when I got one right before we went to Disney two years ago and I still hadn't purchased my plant tickets. Otherwise, I just don't spend enough in gas, groceries and eating out to make it worthwhile. However, 2x reward on all overall purchases without a cap would definitely be worth $49 per year.