Disney 5x Reward Question

[jl8595]

Another thing I've noticed with the Disney Visa bonuses - sometimes the store you use your card at doesn't match the merchant code type Chase has flagged as a bonus credit. For example (and this is JUST an example - I can't remember the specific one I noticed - I just remember being annoyed, LOL), if you buy groceries from Super Target, which is definitely a grocery store, and their merchant code is set up as a "Department Store", not "Grocery Store" - your spend won't count toward your grocery total. I think my problem was with a gas station - ohhh...I think it was BJ's Wholesale Club Gas...I was getting gas at BJ's and the merchant code was coming across as something other than "Gas", so the $$ I spent on those didn't qualify. I was very ticked, but Chase wouldn't even work with me on it.

[Magical JenK]

Very good point Lori! I kinda knew about that, so I was sure to check my account throughout the month just to see where it said my gas was being bought at (other).

Because I just couldn't leave well enough alone, I actually redid my spreadsheet & I did get 14 just like them! hahahaha!!

Oh & on a personal side note, thanks for shopping at Target!!

[mmm611]

I'm almost as bad. I keep a spreadsheet for my credit cards too because it's easier for me to track my spending and not worry about the "Oh, I think I have this much for my balance, this much that i spent and hasn't posted, etc." I was looking at my Shell MC this morning which I use almost exclusively for my Shell gasoline. I just threw my rebate calculation on there in teh past month or so and JUST noticed my rebate didn't add up to their number. Turns out, you get the 5% on gas, but it looks like 1% on car washes. It didn't really make sense to me, but it's less than an offer on SR anyways.

I love when Discover does their 5% back on different categories each quarter too, but it drives me nuts when a place that SHOULD qualify doesn't. They had 5% on home purchases last spring, which was great since that was when I got an apartment and needed stuff for that. Well, Target, Walmart and Kmart do not count for that, even if I shop those departments. I don't even bother trying to figure out THAT reward!

[jl8595]

Oh & on a personal side note, thanks for shopping at Target!!

LOL, not a problem!!! I'll be heading there again this evening... LOVE Target!!

[speechteachri]

Another thing I've noticed with the Disney Visa bonuses - sometimes the store you use your card at doesn't match the merchant code type Chase has flagged as a bonus credit. For example (and this is JUST an example - I can't remember the specific one I noticed - I just remember being annoyed, LOL), if you buy groceries from Super Target, which is definitely a grocery store, and their merchant code is set up as a "Department Store", not "Grocery Store" - your spend won't count toward your grocery total. I think my problem was with a gas station - ohhh...I think it was BJ's Wholesale Club Gas...I was getting gas at BJ's and the merchant code was coming across as something other than "Gas", so the $$ I spent on those didn't qualify. I was very ticked, but Chase wouldn't even work with me on it.

This has happened to me in the past too. They send you the offer, then seem to try to do anything they can to get out of it!!

Myfeeling is, it's something I wouldn't have had otherwise, so bring it on....even if it's only a few extra bucks worth!

[schaery]

Yeah, I got screwed on the SuperTarget grocery thing, too. Also, the same with SuperWalmart. For groceries to count, you have to buy from a "grocery store only" so it will show up that way on the receipt. I tried several times to come up with the points on the bonus rewards but I never could come up with the same thing as the DV points so I just gave up. Any points are good points so I just charge my way into oblivion. Hey, I'm stimulating the economy.....everyone else's but my own, apparently.

[PSL1013]

I didn't even know about this and went to look at my account and I see another 43 bonus points where added, wow. I do use it for everything and we don't have super stores around where I shop, so I guess I shopped in all the right places.

[Magical JenK]

I didn't even know about this and went to look at my account and I see another 43 bonus points where added, wow. I do use it for everything and we don't have super stores around where I shop, so I guess I shopped in all the right places.

Congrats Pam! That's an awesome bonus!!